Fractional Ownership

Fractional ownership allows an investor to purchase a share of a government-approved real estate development rather than owning an entire villa or apartment. It is one of the most affordable ways to qualify for the Saint Lucia Citizenship by Investment (CBI) real estate option,

St Lucia has attracted significant investments in luxury and high end property market especially sea view properties. Saint Lucia’s real estate investment program offers flexible investment pathways, with clear path to a second citizenship. The investment structure is structured with annual income and easy exit — developer buyback is a contractual obligation. Saint Lucia CIP program requires minimum $300,000 invested in real estate market* and held for 5 years.

Fractional Ownership

Fractional ownership means property title is shared with multiple owners ,each owning a share. For example if there are 10 investors investing $300,000 each to buy a $3 million property, each own 1/10th share.

Key Benefits

The key benefit of fractional ownership it makes it cheaper to own and share expenses (eg. maintenance, renovations, bills, taxes etc.) shared equally between parties. Buying a share is always much cheaper than buying a title for whole property, especially with luxury high end properties..

  • Fractional shares presents low entry barrier for property buyers.
  • Property management handles rentals, operations and maintenance.
  • Shared Profit from rental income during the holding period.
  • Taxes, maintenance and operational costs.
  • Flexible exit options after the mandatory holding period
  • Investors receive free holiday package for 2-3 weeks every year.
  • You get registered address in property.
  • Privacy for investors (name not disclosed or registered).
  • Pay low tax rates.

Fractional Share

  • Minimum Investment: $300,000 + CIP fees
  • Fractional ownership — developer-backed
  • Annual Income: 4-8% (high season and low season)
  • Qualifying Properties – Hotels, resorts, holiday apartments, villas, condos, luxury homes.
  • Buyback at Year 5: US$ 150,000
  • Total Return After 5 Years: Available
  • Free stay – 2-3 weeks
  • Maintenance costs: None
  • HOA – none

Tax Status

  • No Taxes Apply.
  • ROI payments and the buyback amount are not taxable in Saint Lucia.
  • There are no carve-outs or force majeure exceptions on the buyback obligation.

Note: If you claim buyback from developer, you wont be able able to sell the share to another person.

If you decide to divest/exit and chose not to take buyback offered by developer, you have to find next buyer for in the market yourself. In this case you can recover fully the money paid for your share.

If you buy a property under construction, it is important to check the developer’s reputation, carefully review buyback, income and lease agreements with the developer. Some developers provide a individual property title for owning a share in the property.

We have several properties from developers in Saint Lucia eligible for citizenship.

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