The St.Lucia government has introduced National government bonds as eligible pathway under citizenship by investment program. St.Lucia is the only country that offers citizenship by investment for bond investors in the entire Caribbean region. Foreigners must buy $300,000 worth of bonds issued by finance ministry of St.Lucia for 5 year period in exchange for permanent citizenship in St.Lucia. Family members can also be included in the application. After 5 years the Government promises to return the bond sum without interest.
Key Benefits
- Secure and safe path to St.Lucia citizenship.
- Risk free investment for a peace of mind.
- Moneyback after 5 years.
- No physical visit to St.Lucia required.
- Citizenship is for life after divesting bond.
- No taxes applicable to bond investors.
- Unlimited family members can be included in the application (without increasing bond sum or processing fee).
National Government Bonds
The National Action Government bonds was launched in Jan 1, 2023 under Regulation 12(1) of the Citizenship by Investment Regulations, Cap. 1.20 replacing the previously issued Covid bonds for CIP. Applications for Citizenship by Investment of Saint Lucia can be made through an investment in the National Action Government Bonds (“NAB”) in US dollars.
Conditions
The bonds are non-interest bearing, and must be registered and remain in the name of the applicant for a 5 year holding period from the date of first issue. A bond certificate will be issued to investors with 100% of the bond amount made by the applicant, is remitted to Government of Saint Lucia and managed by Ministry of Finance.
Bond Fees
| Bond Type | Applicants | Additional fees |
| National Action Government Bonds (NAF) (issued at US$300,000 face value, at a discounted rate for citizenship) | Any Applicant with unlimited number of family members | Government processing fee: $50,000 Due diligence fee: $8000 for main applicant or $5000 dependent above 16yrs Application fee – $1000 pp Agency fee – TBD |
Expected Costs
Single applicant:
- Bond sum – $300,000
- Govt fee – $50,000
- Due diligence fee – $8000
- Agency fee – TBD
- Bank/passport fee – $1000
*Additional costs apply for family dependents based on age.
How To Apply
The client must only pay due diligence fee and agency fee to commence the application with forms and supporting documents with CIP unit. The government makes a decision on the application within 3-4 months and after approval is issued the investor must remit the balance investment.
The Bonds and Notes will be issued under the authority of the National Savings Development Bonds Act (Amendment) Section 3, Cap. 15.25, and by a resolution of Parliament No 62 of May 2022. The Finance Ministry of Government of Saint Lucia publishes the Bond prospectus (PDF) for investors ever year about the performance of government bonds.
Government bonds are considered relatively safe liquid assets to park money, because they are backed by the government’s ability to tax its citizens and print money. They suitable for investors seeking to protect their principal and minimize the potential for loss. The stability makes government bonds appealing to conservative investors seeking to preserve their capital.
Solvency
Saint Lucia holds a long-term sovereign credit rating of BB- (speculative grade) from Standard & Poor’s (S&P Global Ratings). Regionally, the Caribbean Information and Credit Rating Services (CariCRIS) has assigned a sovereign credit rating of CariBBB- (Foreign and Local Currency Ratings) on its regional rating scale. In 2025, Fitch has upgraded IFS rating of Saint Lucia rating to A+. The economy of St.Lucia has recovered steadily post covid with tourism arrivals and spending with real estate expansion.
